{"id":29381,"date":"2026-10-29T17:53:55","date_gmt":"2026-10-29T16:53:55","guid":{"rendered":"https:\/\/kunmedierne.dk\/thy\/?p=29381"},"modified":"2026-10-28T10:54:20","modified_gmt":"2026-10-28T09:54:20","slug":"thyboer-er-forholdsvist-godt-daekket-af-pensionsformuen","status":"publish","type":"post","link":"https:\/\/kunmedierne.dk\/thy\/thyboer-er-forholdsvist-godt-daekket-af-pensionsformuen\/","title":{"rendered":"Thyboer er forholdsvist godt d\u00e6kket af pensionsformuen"},"content":{"rendered":"<p><strong>THY<\/strong>: Borgere i Danmarks rigeste kommuner har nogle af de h\u00f8jeste pensionsformuer i landet. Alligevel er de d\u00e5rligst d\u00e6kket, n\u00e5r pensionen m\u00e5les mod den indkomst, de er vant til at leve af.<\/p>\n<p>Det viser en ny analyse, der er udarbejdet af pensionsm\u00e6gleren Soderberg &amp; Partners &#8211; og omtalt i af nyhedsbureauet Ritzau.<\/p>\n<a class=\"dvrt-link\" onClick=\"cdmtrack_click(25762,jQuery(this));return false\" href=\"https:\/\/www.facebook.com\/profile.php?id=100049901895340\"><img decoding=\"async\" style=\"width:100%;\" src=\"https:\/\/kunmedierne.dk\/thy\/wp-content\/uploads\/sites\/2\/2026\/08\/260831Morsoebil2Animation-3steps-1.gif\"><\/a><script>cdmtrack_view(25762);<\/script>\n<p>I Thisted Kommune vil borgerne i gennemsnit have 41,2% af deres nuv\u00e6rende indkomst til r\u00e5dighed som pensionister, hvilket placerer kommunen blandt de 21 med den h\u00f8jeste d\u00e6kningsgrad i landet.<\/p>\n<p><span data-olk-copy-source=\"MessageBody\">N\u00e5r Gentofteborgerne g\u00e5r p\u00e5 pension, vil de i gennemsnit have 20% af deres nuv\u00e6rende indkomst til r\u00e5dighed, mens gennemsnittet p\u00e5 tv\u00e6rs af landets 98 kommuner er knap 39%.\u00a0<\/span><\/p>\n<p>Begge niveauer ligger markant under det, pensionsr\u00e5dgivere almindeligvis anbefaler. En udbredt tommelfingerregel er, at pensionen b\u00f8r udg\u00f8re 60-80% af den indkomst, man er vant til, hvis man vil opretholde sin levestandard som pensionist. Denne andel kaldes d\u00e6kningsgraden.<\/p>\n<a class=\"dvrt-link\" onClick=\"cdmtrack_click(19682,jQuery(this));return false\" href=\"https:\/\/limfjordsteatret.dk\/\"><img decoding=\"async\" style=\"width:100%;\" src=\"https:\/\/kunmedierne.dk\/thy\/wp-content\/uploads\/sites\/2\/2026\/03\/aarskortLim_KunMors_1100x125.jpg\"><\/a><script>cdmtrack_view(19682);<\/script>\n<p>Hvorvidt man alligevel kan komme til at opretholde sin levestandard som pensionist, hvis man har en relativt beskeden pensionsformue, afh\u00e6nger blandt andet af, om man er villig til at realisere den v\u00e6rdi, man m\u00e5ske har i fast ejendom.<\/p>\n<p>&#8211; Boligformuen er en reel formue, men den er ikke likvid p\u00e5 samme m\u00e5de som en pensionsopsparing, og for de fleste er den ikke en l\u00f8sning, der kan st\u00e5 alene. Jeg ser mange, der regner boligen med i deres pensionsplan uden at have taget stilling til, hvordan de konkret vil frigive v\u00e6rdien. Det er en vigtig samtale at tage i tide, siger Torben Spuur Jensen, direkt\u00f8r i S\u00f6derberg &amp; Partners.<\/p>\n<p>Eventuelle pensionstill\u00e6g kan dog ogs\u00e5 h\u00e6ve d\u00e6kningsgraden.<\/p>\n<p>I Thisted Kommune vil en enlig pensionist med en pensionsopsparing p\u00e5 1,1 mio. kr. if\u00f8lge opg\u00f8relsen kunne opn\u00e5 en d\u00e6kningsgrad p\u00e5 61,4 procent.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>THY: Borgere i Danmarks rigeste kommuner har nogle af de h\u00f8jeste pensionsformuer i landet. Alligevel er de d\u00e5rligst d\u00e6kket, n\u00e5r pensionen m\u00e5les mod den indkomst, de er vant til at leve af. Det viser en ny analyse, der er udarbejdet af pensionsm\u00e6gleren Soderberg &amp; Partners &#8211; og omtalt i af nyhedsbureauet Ritzau. I Thisted Kommune [&hellip;]<\/p>\n","protected":false},"author":1925,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-29381","post","type-post","status-publish","format-standard","hentry","category-lokalt"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Thyboer er forholdsvist godt d\u00e6kket af pensionsformuen - Thy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kunmedierne.dk\/thy\/thyboer-er-forholdsvist-godt-daekket-af-pensionsformuen\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thyboer er forholdsvist godt d\u00e6kket af pensionsformuen - Thy\" \/>\n<meta property=\"og:description\" content=\"THY: Borgere i Danmarks rigeste kommuner har nogle af de h\u00f8jeste pensionsformuer i landet. 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